Privacy Policy

1. What WGC Collects

To provide our payment platform and onboarding services, WGC Payments may collect:

• Church, 501(c) organization, or organization name
• Admin name, email, and phone number
• Business details (address, EIN, tax status)
• Onboarding status and progress
• Donation records and transaction history
• Donor contact information (if provided by the donor during checkout)
• Payment metadata (amounts, dates, statuses, partial masked details)
• Payout metadata (settlement records, statuses)
• Support messages and inquiries
• Audit logs and access history

2. What WGC Does NOT Store

WGC Payments utilizes secure Finix tokenization for sensitive financial data. Therefore, WGC Payments does not store:

• Full credit or debit card numbers (PAN)
• Card security codes (CVV/CVC)
• Full bank account numbers
• Full routing numbers
• Raw wallet tokens (e.g., raw Apple Pay or Google Pay payloads)

3. Sharing with Finix & Partners

WGC shares necessary data with Finix Payments, Inc., payment processors, sponsor banks, service providers, and compliance partners. This sharing is strictly limited to the purposes of:

• Merchant onboarding and KYC underwriting
• Payment processing and authorization
• Dispute and chargeback handling
• Payouts and settlements
• Fraud prevention and risk monitoring
• Reporting and legal compliance

4. Security

WGC uses Finix Tokenization forms to ensure sensitive payment information bypasses our servers. We employ restricted access controls, comprehensive audit logging, and encrypted/secure infrastructure (such as TLS for data in transit) to protect the data we do handle.

5. Data Retention

WGC retains records as needed for legal, compliance, tax, dispute resolution, payment tracking, and business purposes. When data is no longer required for these purposes, it is securely deleted or anonymized in accordance with applicable laws.

6. Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us at:

support@wgcpayments.com