WGC vs. Subsplash
A full app-and-media bundle — you can't buy just the giving piece.
| Platform | Card rate | ACH rate | Platform fee |
|---|---|---|---|
WGC | 2.3% + $0.25 (capped) | 25¢ flat | $10/mo |
| Subsplash | 2.3%–2.99% + $0.30 | 1% | Quote-based, from ~$159/mo |
Rates shown are Subsplash's own published starting rates, or figures from recent independent teardowns, as of September 2026 — confirm current numbers directly before switching. See the full 9-platform comparison or WGC's own rates on the pricing page.
Subsplash sells giving as part of a larger bundle — app, website, sermon hosting, and media, all under one contract. That's the whole value proposition, and it means you can't buy the giving tool on its own.
Where WGC and Subsplash actually differ
Unbundled vs. bundled
WGC is giving and payments only — you pay $10/month whether or not you need an app or website. Subsplash's giving tool comes attached to its broader platform starting around $159/month, so you're paying for the bundle even if you only need the giving piece.
Flat ACH vs. a percentage
WGC charges a flat 25¢ per ACH transfer. Subsplash charges roughly 1% on the same transfer.
No duplicate spend if you already have a website or app
If your church already has a website and doesn't need a custom-branded mobile app, Subsplash's bundle pricing covers features you won't use. WGC adds giving to whatever site or app you already have.
When Subsplash might still be the right call
Churches that genuinely want one vendor and one contract for app, website, sermon hosting, media, and giving — the bundle math works out well when you'd otherwise be paying for several of those tools separately.
WGC vs. Subsplash, answered
Can I use Subsplash for giving only, without the app and website?
No — Subsplash doesn't sell its giving tool as a standalone product. It's part of the broader app/website/media bundle, which is the right fit if you want all of those from one vendor, but not if you only need payment processing.
Is WGC's ACH rate actually lower than Subsplash's?
Yes — WGC charges a flat 25¢ per ACH transfer regardless of size, while Subsplash charges roughly 1%. On a $1,000 bank-transfer gift, that's 25¢ versus roughly $10.
Comparing a different platform?
Ready to see what switching from Subsplash actually saves?
Run your current giving numbers through our calculator, or talk to us directly about migrating.
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