Financial Stewardship

Stripe vs Tithe.ly vs WGC: Fee Breakdown

By Waypoint Gateway Collective

A strong payment offering should be transparent, simple to explain, and supported by features like recurring donations, payout visibility, and reporting.

WGC pricing structure

Ministry Standard

Simplified
Orchestration

  • Dashboard Access
  • Payout Visibility
  • Recurring Payouts
  • Historical Ledger
  • Branded Donation Page
  • PCI Compliance
Max Card Rate
2.3%
+ $0.25
$10/ MO PER ORG

This structure is designed to stay simple and transparent, reducing administrative friction for organizations.

Card processing fees

The card processing rate is 2.3% + $0.25 per transaction as the maximum card rate. The monthly software subscription of $10 per organization ensures that the platform infrastructure remains mission-ready, providing the security and scale required by modern nonprofits and other 501(c) organizations.

ACH support and recurring donations

ACH / bank transfer support is available to provide a cost-effective alternative for larger gifts. Furthermore, recurring donation support helps organizations automate weekly, monthly, or custom schedules, creating more predictable donation flows.

Payout visibility and reporting tools

Organizations can track payment activity, payout status, recurring transactions, and complete donation history from the dashboard. This visibility is crucial for ministry financial audit and stewardship.

Stripe vs Tithe.ly vs WGC

Feature / ProviderWGCStripeTithe.ly
Card Fees2.30% + $0.252.2% + $0.302.9% + $0.30
ACH / Bank Transfer$0.25 flat-rate0.8% (capped at $5)1.0% + $0.30
Monthly Platform Fee$10 / org$0$0 (or $19/mo for extra features)
White-Label CapableYes (Native)Yes (Connect)No

Included in the WGC experience

Payment Dashboard
Transaction Tracking
Recurring Management
Payout Visibility
Branded Donation Page
Branded Onboarding
Embedded Forms
Reporting Tools
Direct Bank Payouts

Related Resources

Launch branded payments with WGC

Give churches, nonprofit organizations, and other 501(c) organizations a seamless payment experience under your own brand.